McKinney-Landreth & Carroll Funeral Home suspends operations
CLIFFSIDE – The North Carolina Board of Funeral Services took emergency action yesterday and ordered McKinney-Landreth & Carroll Funeral Home to immediately cease and desist operations. McKinney-Landreth & Carroll Funeral Home is located at 4076 U.S. Hwy. 221-A in Cliffside, NC.
Steve Carroll is the owner and funeral director of McKinney-Landreth & Carroll Funeral Home. Carroll has served in this corporation since 1996. Carroll and wife Lyn purchased the funeral in 2004 from Horton and Jarene Landreth.
The North Carolina Board of Funeral Service is charged by North Carolina law to regulate the practice of funeral service for the benefit of the public welfare. The Board’s policy is to publish disciplinary actions taken against the license of individual practitioners and establishments under the Board’s regulatory authority.
In the North Carolina Board of Funeral Service Case no. M15-023 and in accordance with N.C. General Statute 150B-38 and Title 21, Chapter 34 of the North Carolina Administrative Code, the Board notified that it had received information, which, if established by substantial evidence, would tend to show the following:
- Respondent McKinney-Landreth & Carroll Funeral and Cremation Service, registered with the Board as McKinney-Landreth & Carroll Funeral Home, Inc. (hereinafter “Respondent McKinney-Landreth”) is a corporation organized under the laws of North Carolina, is licensed as Funeral Establishment No. 361 and Preneed Establishment No. 047 and is subject to Chapter 90 of the North Carolina Statutes and Title 21, Chapter 34 of the North Carolina Administrative Code.
- Respondent Stephen Carroll is licensed as Funeral Service No. 2143 and is subject to Chapter 90 of the North Carolina General Statutes and Title 21, Chapter 34 of the North Carolina Administrative Code.
- Respondent Carroll is manager and president of Respondent McKinney-Landreth.
- The Board received complaints and investigations tending to show Respondents have converted preneed funds for more than one preneed contract to a use other than as authorized by law.
- Public safety and welfare would be threatened by continued possession of the aforementioned licenses by the licensees.
Here are four common ways to pay for preneed services. Each method has its own advantages and disadvantages:
- Life insurance specifically purchased for funeral arrangements will pay a fixed amount based on the face value of the policy. Generally, the face amount is the same as the amount of the services, merchandise, and cemetery costs. Unless your preneed contract guarantees the costs of the merchandise and services, your survivors may need to pay some of the expenses.
- Funeral insurance can be purchased in an amount to pay for services, merchandise, and cemetery costs. If the costs are guaranteed, the insurance should cover all the expenses. Before you purchase funeral insurance, you should be told in writing exactly how much you will pay and what will happen if you do not pay the insurance premiums.
- Funeral trusts can be purchased in an amount to pay for services, merchandise, and cemetery costs. If the costs are guaranteed, the trust should cover all the expenses. Before you purchase a funeral trust, you should get answers to the following questions: Are the costs guaranteed? What are the cancellation terms? If the trust fund increases in value, who will receive any remaining money after the contract is fulfilled? What happens if the death occurs before the trust is paid in full?
- Bank-held trusts or savings accounts are accounts you establish to pay for funeral expenses. It is up to you to let your family and the funeral provider know about the money in the account. The cost of funeral services and merchandise is usually not guaranteed with this type of account.
The Board found the allegations above to require emergency action and suspended summarily effective upon service of this order:
- Preneed Establishment license No. 047 for Respondent McKinney-Landreth and all of its ancillary preneed sales licenses.
- Funeral Establishment permit No. 361 for Respondent McKinney-Landreth.
- Funeral Service license No. 2143 for Respondent Carroll.
The funeral home must cease and desist from performing those activities, duties, and obligations defined as the practice of funeral service and the practice of preneed funeral planning immediately. All existing calls are to be turned over to a licensed funeral establishment or crematory.
The suspension of McKinney-Landreth & Carroll Funeral is in effect until the conclusion of the Board hearing proceedings.